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Table of Contents (Online Help)

 

Portfolio at risk

Portfolio at risk is a portfolio quality indicator that measure the risk to loan portfolio. It considers all loans that have installment in arrears as being at risk of non payment. It is measured by the Value of outstanding loan balance with payments past due at the end of a period e.g. "30" days divided by the Value of outstanding loans at the end of that period. The logic of this indicator is that "If one installment has not been paid chances are that the remaining (Outstanding) loan balance may as well not be paid"

How to view the Portfolio at risk report

To to view the Portfolio at risk report go to Loans/Portfolio Reports/Analysis Reports/Portfolio at risk report and a screen like one below appears.

The Portfolio at risk report can be generated with one or a combination of the following additional specifications

 

As opposed to the one below:

Note Other than other classes, class 1 in days can not be edited

Click on the Close button to quit

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